| dc.description.abstract | The report attempts to analyze the financial performance of Dutch-Bangla Bank Limited and
Jamuna Bank Ltd. It has been one of the leading private commercial banks in Bangladesh.
The bank offers a wide range of products and services which includes Deposits and Advances
Products, Personal Banking, Corporate Banking, SME Banking, Internet Banking, Mobile
Banking, Agent Banking etc. CAMEL Rating System has been followed to analyze the
financial performance of the Bank. Therefore, ratios such as capital adequacy, leverage ratio,
percentage of classified loans, net profit margin, earning per share, return on equity etc. are
calculated to obtain an overall view of its financial performance. The report also consists a
comparative analysis between the banks Dutch-Bangla Bank, Eastern Bank and Southeast
Bank to find out the current position of the bank in the industry. From the financial analysis,
it can be said that from the comparative analysis, it is evident that the bank has to improve
itself in some areas to be more competitive in the market. Increasing profitability is one of the
essential ways to improve their position. The top level authority, management team and
executives of the bank are concern about their investment, market expansion and more
innovative and effective financial performance to make JBL perform better in future. Again,
the bank needs to focus on the increasing expenses and swelling non- performing loans. | en_US |
