| dc.description.abstract | This report examines Mutual Trust Bank PLC (MTB), focusing on its significance,
objectives, and financial performance. It provides an overview of the company’s profile,
vision, mission, core values, corporate structure, current ratio and product offerings,
including its treasury services. The study also evaluates MTBL’s shareholder structure,
governance, and management hierarchy. As of September 30, 2023, Mutual Trust Bank PLC
(MTB) reported a quick ratio of 0.03. The quick ratio is a liquidity metric that assesses a
company's ability to meet its short-term obligations using its most liquid assets. A ratio of
0.03 indicates that MTB has 3 taka in liquid assets for every 100 taka of current liabilities,
suggesting limited immediate liquidity. It's important to note that the current ratio, which
includes all current assets, was not reported for this period. In the banking sector, liquidity
ratios can differ from other industries due to the unique nature of assets and liabilities.
Therefore, while these figures provide insight into MTB's liquidity, they should be
interpreted within the context of banking industry standards and in conjunction with other
financial metrics. A detailed financial analysis is conducted using key ratios, including
liquidity, efficiency, profitability, and market ratios, to assess MTB's performance. Findings
reveal strengths and areas for improvement, with recommendations for enhanced operational
efficiency and profitability. The study concludes with insights and references for further
reading | en_US |