| dc.description.abstract | Banks provide means and mechanisms of transferring command over resources from those
who have an excess of income over expenditure to those who can make use of the same
for adding to the volume of productive capital. The bank provides them with the safety,
liquidity and profitability of savings.
Al-Arafah Islami Bank Limited is a commercial bank registered by the Bangladesh Bank.
The functions of the bank cover a wide range of banking and functional activities to
individuals, firms, corporate bodies and other multinational agencies.
The main objective of the study is to give an overview of AIBL and identify the strength,
weakness and critical risk factor of this bank.
Data collected for the study in two different modes namely primary and secondary. Face to
face conversation with the respective officer of the branch was the main mode to collect
primary data and for secondary data various publications and related bodies are observed.
The main limitation of the study was short time limit and authenticated data insufficiency.
Officers of the bank are capable. Even though many of them simply know the working
procedure of what they are doing but don't know the philosophy behind doing those.
The synergy of dedicated manpower, technology, and market opportunity can lead the
organization to achieve the goal; a bank must establish and hold fast to adequate policies,
practices and procedures for evaluating the quality of asset and the adequacy of loan
provision | en_US |