“Credit Risk Management And Financial Performance Analysis of Social Islami Bank Limited”

Abstract

A Bank is an economic institution whose main aim is to earn profit through exchange of money & credit instruments. It is a service oriented as well as profits oriented organization. The work of the charter is focused on the "differences between Islamic banks and banking institutions". According to Social Islami Bank (SIBL) is an Islamic bank. Hence, it is easy for me to see the difference between an Islamic financial institution and a bank. SIBL was launched in Bangladesh on November 22, 1995 as a traditional bank. As in Islam, interest is limited, which is why Shariah law requires sharing of money. The essence of Islamic banking is the sharing of money and profits. The main focus of Islamic financial institutions is the same with profitable corporate finance. Following the sharia operation, Islamic banks adhered to certain conditions: Mudharabah, Wadiah, Musharakah, Murabahah, Ijar. The last part consists of electronic recommendations, conclusions and references‖, which includes recommendations and conclusions. Suggestions can be given to overcome the problems of Social Islami Bank Limited. In a general sense, this study finds a very promising and positive tone of credit risk management for Islami Social Bank Limited.