“Risk Management and Financial Performance Analysis of Islami Bank Bangladesh Limited”

Abstract

Islami Bank Bangladesh Limited is the first interest free Islamic Shariah based commercial bank with an objective of catering Islamic Shariah based financial products. The main objective of this report is to analyze and focus on the overall investment risk management operations and performance analysis of IBBL. In Chapter One, I describe about my internship project because it is the introductory part of my report. In this part, I explain the reason why I have undertaken the project and what results I would expect from my study. I discuss about the importance of my study and from which sources I collected the data. In Chapter Two, I try to give an idea about IBBL, its historical background, nature of business because it the Organizational part of my report. I discuss about the mission, vision, rule and regulation, strategies of IBBL. In Chapter Three, I try to give a clear idea about Risk Management in details. I discuss about the risk grading system, risk motoring system, investment policy, factors of investment, credit recovery and principles of sound investment. In Chapter Four, I use trend analysis, ratio analysis to describe the Financial Performance Analysis of IBBL. Here, all sorts of analysis have been executed, in order to analyze how efficient, liquid, secure and desirable the bank is in terms of its finance. At the end of the report, I include some Findings and Recommendation, I provide findings and conclusion on overall risk management and financial performance of Islami Bank Bangladesh Limited and evaluating performance of my study.