GENERAL BANKING & INVESTMENT MECHANISMS OF ISLAMI BANK BANGLADESH LIMITED”

Abstract

This report is based on Islami Bank Bangladesh Ltd., and prepared as requirement of the BBA program of Sonargoan University. This focus on two month working experiences in Donia Branch, IBBL. IBBL has strong position in the Banking sector, and it has some unique features as well. In this Report, I‘ve tried to highlight my findings through the chapters. In Chapter one, I attempted to provide a brief summary of the Organization by outlining its history, objective, and competition. In chapter two, I began the company's investigation and findings. I used qualitative analysis in this study. I did the external analysis in qualitative analysis. I used the SWOT analysis to do the external analysis. With this analysis I showed the strengths, weakness, threats and opportunities of IBBL. In chapter three, I tried to describe the operational activities of General Banking and Investment mechanisms of IBBL. Here I‘ve tried to discuss in detail of the activities of GB and Investment modes and the process of Investment of IBBL. Finally, I tried to present the findings and analysis of IBBL. In this part, I have shown 3 years‘ graphical presentation on Prospect of IBBL, amount of investment, number of Accounts, deposits, disbursements, total recovery, total outstanding and profit which helps to express the position of IBBL‘s consumer investment. The total recovery of Investment Dept. of IBBL is almost 95%, because IBBL focuses on the entrepreneurs‘ integrity and efficiency and 5 Cs which stands for ‗capacity, character, capital, condition & collateral‘. Then I tried to discuss the present constraints of IBBL in the perspective of Bangladesh. Lastly I‘ve recommended and concluded all the things regarding my report and overall perspective of IBBL.