| dc.description.abstract | City Bank Ltd. deals with four different and significant banking divisions which are the
driving force of the bank such as Retail Banking, Corporate and Investment Banking, SME
Banking and Treasury Banking. Here the report has been prepared on Retail banking of
CBL and it covers detail about retail banking activities performs by the bank. Besides it
also consist of general information of CBL, financial information, learning points, findings,
and recommendation.
Retail banking refers to banking in which banking institutions execute transactions directly
with consumers, rather than corporations or other banks. Services offered include:
savings and checking accounts, mortgages as well as personal loans, debit cards, credit
cards, and so forth.
Under retail banking City bank provides three different types of loan for better convenience
of the customers such as City Drive, City Express and another one is City Solution. There are
some certain benefits and positive effects of the loan; again it also has some problems as
well, which are listed in findings part of the report.
This report will be helpful for the person who has intention to learn about retail banking
and some other banking institute who wants to launch retail banking beside this it may
help the management of City Bank ltd.
I have made this report on the basis of retail banking that is correlated to General
Banking, different part of Foreign Exchange, Business Department etc; I have worked on
retail banking activities and seen the financial dealings of the bank. This report
contains retail banking activities of City Bank of Gulshan Branch. Under retail banking,
general banking department contain all deposits name, its activity, interest rate etc., cash,
foreign remittance/ bills, money laundering, prevention of money laundering etc., dispatch,
public service. | en_US |